Refinance Home Mortgage
East West Mortgage is your best choice for a refinance in Wisconsin. A refinance in essence is a way to lower your current payments on your home mortgage loan. It is done through by purchasing a new loan to pay off your current one.
Perfect timing
The rule of thumb is that you should only refinance if the mortgage rates are 2% lower then the current one. Mortgage Rates are determined by many things. Your past credit report is a deciding factor that enables you to be approved for a loan. Your credit score is a numerical number given to you. If you credit score is not up to par your mortgage rates will be higher. Those individuals with out credit are highly recommended to wait and build up their credit first.
How Refinancing with East West is best.
Those individuals with bad credit can still receive a loan or a refinance with the use of our sub prime programs ( bad credit programs). The sub prime programs tailor to the needs of the individual with bad credit and can assist them in getting a loan or refinance. Refinancing also allows you to change your loan to suit your current needs. You can switch to a fixed rate mortgage from a variable rate, so that you have a more stable monthly payment. Or you can switch to a variable rate mortgage from a fixed mortgage rate, if you can take the gamble of higher monthly payments.
East West Mortgage also offers FHA and VA loans. East West Mortgage offers many mortgage plans for you to use. We also offer many tools for you to use in determining if you should refinance or not. Our website has a free online mortgage calculator that you can use to determine if you will save money by refinance. Our current rates for Wisconsin are available online as well. If you do decide to refinance with us, apply is very simple with our online application system.
http://www.ewmortgage.com/wisconsin-refinance-loan/
